Loan Calculator

Calculate your monthly loan payment, total interest, and total payment amount for personal loans, business loans, and more.

Loan Details

%
years

Results

Enter your loan details and click Calculate to see your results

How the Loan Calculator Works

This loan calculator uses the standard amortization formula to calculate your monthly payment. The calculation considers:

  • Principal: The total amount you are borrowing
  • Interest Rate: The annual percentage rate (APR) charged by the lender
  • Loan Term: The length of time you have to repay the loan

Your monthly payment stays the same throughout the loan term, but the portion going toward principal vs. interest changes over time. Early payments are mostly interest, while later payments are mostly principal.